Our Hurricane Blog | Colling Gilbert Wright & Carter

Hurricane damage and insurance laws are constantly being amended and revised. We stay current on these changes - it is our job, after all. Our blog page allows us to keep you updated on these changes, focusing on how these changes affect you, the insured.

Wednesday, August 27, 2008

Florida Insurance Commissioner Declares Hurricane Deductibles Do Not Apply to Tropical Storm Fay Claims

Florida Insurance Commissioner Kevin McCarty issued an advisory to Florida homeowners that the hurricane deductible of their homeowner’s policy does not apply at this time, because the National Hurricane Center has not upgraded Tropical Storm Fay to a hurricane. Insurance companies must apply the deductible that is unrelated to hurricane, generally referred to as the “all other perils deductible” or “other than hurricane deductible.”
The hurricane deductible only applies when property damage results from a named hurricane. Consumers should review their policies and contact their agent if they have any questions.
Commissioner McCarty has sent an informational memorandum on this issue to all authorized property and casualty companies.
The Office of Insurance Regulation (Office) has created a special link to information about hurricane deductibles on its Web site, www.floir.com, in the center section of the home page.

If you have sustained damage to your home or business from Tropical Storm Fay, contact our office for a free consultation and learn about your rights under your insurance policy. Se habla espanol.

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posted by Michael Cerasa at 12:49 PM

If you have further questions about hurricane damage law, please contact attorney Michael D. Cerasa today to arrange a consultation. Se habla español.

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