Our Hurricane Blog | Colling Gilbert Wright & Carter

Hurricane damage and insurance laws are constantly being amended and revised. We stay current on these changes - it is our job, after all. Our blog page allows us to keep you updated on these changes, focusing on how these changes affect you, the insured.

Tuesday, August 26, 2008

What to Do if Your Home Sustains Damage from a Hurricance, Tropical Storm or Flood


In the aftermath of a devastating hurricane, tropical storm or flood, you may be lost as to what to do. Here are some important tips as to what to do once you and your family are in a safe location:

1. Notify your homeowners and/or flood insurance carrier of the damage as soon as possible.

2. Keep receipts for all items of expense you incur if you are forced to relocate from your home (hotel, food receipts, gas receipts, etc.).

3. If you can safely do so, you should take steps to protect your home and its contents from further damage (for example, placing tarps over holes in the roof, boarding up broken windows, moving items of personal property off the floor). Also, keep your receipts for any supplies you purchase to protect the home.

4. If you need to throw out any damaged personal property within your home, take pictures of
the damaged property first! You will need to prove the items were damaged to your insurance company.

Don't automatically assume you have to accept what the insurance company offers you to settle your property damage claim. Insurance companies often deny legitimate claims or undervalue claims significantly. If you have an insurance claim and need help. Contact an experienced property damage attorney for a free consultation. Se habla espanol.

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posted by Michael Cerasa at 3:38 PM

If you have further questions about hurricane damage law, please contact attorney Michael D. Cerasa today to arrange a consultation. Se habla español.

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