Thousands of boats and personal watercraft are destroyed or damaged by hurricanes, tornados, hail, and other “acts of God” in Florida every year. Whether your boat is insured as a charter boat or sail boat, your insurance policy should cover all such damage. However, when you turn to your insurance company for assistance, you may find that they won’t cover the full extent of the damage. Attorney Michael D. Cerasa knows that boat owners frequently encounter grossly undervalued or denied insurance claims, and must fight with insurance companies to get the coverage they paid for. Insurance companies will make every attempt to pay you the least amount possible for the damage to your boat. However, they are obligated by law to honor the terms of their policies or they can be sued for insurance bad faith.
Mr. Cerasa will review your policy and see to it that you receive all the benefits it contains. Whether your boat is totaled or if the damage is reparable, he will work to get you the maximum benefits that you deserve.
Michael Cerasa and his staff can help you when:
- Your boat has experienced damage due to a hurricane, tornado, hail, flood or other “acts of God” and you have not had the damage appraised
- You have had the damage appraised and have a dispute with your insurance company over what damages are covered under your insurance policy
- Your claim for boat damage has been denied by your insurance company
- Your insurance company has paid only a portion of your claim
Seek representation before appraisal
Michael Cerasa knows how insurance adjusters work, and he is well aware of the tricks they use to undervalue a claim. It is a central part of an adjuster’s training to make sure their insurance company pays out the least amount possible. Therefore, it is in your best interest to hire an attorney experienced with boat damage claims before the damage appraisal. Mr. Cerasa will represent you during the appraisal, ensuring that your appraisal is fair and that all damage is properly accounted for.
If you have any doubts about whether your boat insurance company is treating you fairly regarding your insurance claim, please contact experienced boat damage attorney Michael D. Cerasa today to arrange your free consultation. Se habla español.
Suite 830 Top Floor
Orlando, FL 32801